Bridging Loans

Bridging loans are designed as short-term finance typically used for funding gaps between buying and selling of property. We know that these situations can add pressure and need to be quickly resolved and traditional lending routes are rarely suitable.  If you find a great opportunity and need to exchange fast to stave off the competition then a bridging loan can help secure the funds required for completion.
Your existing lender is taking to long or you need to raise additional funds for a property purchase.


  • Finance options for England, Scotland, Wales and Northern Ireland (We can also source finance for projects in Ireland).
  • £100,000 – £20,000,000
  • Terms from 3 – 24 month terms.
  • Secured against residential or commercial property, 1st, 2nd, charge positions.
  • Alternative assets considered e.g. pension, investment portfolios, fine art.
  • LTVs up to 80% (can be more if other assets in the background).
  • Buy to let, HMO, investment and commercial properties considered
  • Interest roll-up, interest repayment and hybrid options.
  • Capital reduction options.
  • Early settlement options.

Development Finance

Development loans are used for new building projects or renovations to existing properties.
From light refurbishments to  building large housing developments.
Development loans are specifically designed to provide a managed funding solution to the development plan, aligning the funding to the direct capital demands of the project. We offer development funding to new and experienced developers.


  • Debt or debt-equity.
  • Single or multiple units.
  • Between £250,000 and £20,000,000.
  • Secured against residential, commercial or a mixture of both.
  • 1st and 2nd charge positions.
  • Up to 80% GDV.
  • Interest roll-up, retained, or serviced.
  • Early settlement options.
  • 100% of build costs.
Suitability for development finance relies on a robust development plan and valuation. A detailed build schedule and cost of works will also be required.