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BRIDGING AND DEVELOPMENT FINANCE

Whatever you need it for, we are here to help.

 

Everyone needs TLC

Bridging & Development

Lending made simple

Whether you are looking for a short-term funding solution or funds for a development project, we can help.  

Which are you interested in?

Ready Now?

Fill in our online application form, and start your journey today.  It takes just 5 minutes to fill in.  We’ll review your application and get back to you as quickly as possible.

Bridging loans are designed as short-term finance typically used for funding gaps between buying and selling of property.
Suitability for development finance relies on a robust development plan and valuation.

Bridging Loans

Bridging loans are designed as short-term finance typically used for funding gaps between buying and selling of property. We know that these situations can add pressure and need to be quickly resolved and traditional lending routes are rarely suitable.  If you find a great opportunity and need to exchange fast to stave off the competition then a bridging loan can help secure the funds required for completion.

Your existing lender is taking to long or you need to raise additional funds for a property purchase.

UK Options

Finance options for England, Scotland, Wales and Northern Ireland (We can also source finance for projects in Ireland)

High Value

Borrow from £100,000 to £20,000,000

Great Terms

Terms available from 3 to 24 months

Secured

Secured against residential or commercial property, 1st, 2nd, charge positions

Alternative assets

Alternative assets considered e.g. pension, investment portfolios, fine art

Up to 80% LTV

LTVs up to 80% (can be more if other assets in the background)

Buy-to-Let

Buy to let, HMO, investment and commercial properties considered

Various Options

Interest roll-up, interest repayment and hybrid options

Capital Reduction

Capital reduction options

Early Settlement

Early settlement options

Development Finance

Development loans are used for new building projects or renovations to existing properties. From light refurbishments to building large housing developments.

Development loans are specifically designed to provide a managed funding solution to the development plan, aligning the funding to the direct capital demands of the project. We offer development funding to new and experienced developers.

Equity Options

Debt or Debt Equity

Flexible

Single or multiple units

High Values

Between £250,000 and £20,000,000

Security Options

Secured against residential, commercial or a mixture of both.

Property Charges

1st and 2nd charge positions

GDV

Up to 80% GDV

Interest Options

Interest roll-up, retained or serviced

Settlement

Early settlement options

Build Costs

100% of build costs

Suitability for development finance relies on a robust development plan and valuation.

A detailed build schedule and cost of works will also be required.